Special situations.
The rules that only apply to some of us — special-provision retirement for law enforcement, firefighters and air traffic controllers, working after you retire, court-ordered pension splits, the CSRS Offset, and voluntary contributions.
Every guide in this cluster
CSRS Voluntary Contributions: The "Poor Man's Mega Backdoor Roth"
The obscure CSRS-only program that moves up to 10% of your lifetime pay into a Roth IRA in one move — no income limit. Who qualifies, the traps, and a calculator.
FERS Special Provisions: The 1.7% Formula for LEOs, Firefighters & ATCs (2026)
The enhanced 1.7% multiplier, age-50/20 and any-age/25 eligibility, mandatory retirement, and the supplement perk — with an enhanced-annuity calculator.
Working After Federal Retirement: The Reemployed Annuitant Salary Offset (2026)
Your salary is offset by your full annuity, the NDAA waiver expired in 2024, and the supplement earnings test can erase your bridge — with an income estimator.
FERS & CSRS Annuity in Divorce: Court-Ordered Apportionment (COAP) (2026)
Not a QDRO but a COAP: the prorata marital fraction, gross vs net base, the former-spouse survivor annuity, and the supplement split — with an apportionment calculator.
CSRS Offset Explained: The Hybrid System and the Age-62 Reduction
CSRS Offset pays a full CSRS annuity that's reduced at 62 by your Social Security. How it works, the offset formula, the delay trap, and a calculator.
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This is one cluster of the FERS & CSRS pillar. Explore your pension, timing and filing, survivor choices, and more in the full pillar.
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