Retirement Tools
Calculators & projectors.
FERS Pension & Income Estimator
Estimate your FERS annuity with the 1.1% multiplier, the MRA+10 age reduction, and your survivor election — then stack the FERS supplement, Social Security, and TSP drawdown into a before-62 and after-62 monthly paycheck.
Short Retirement Calculator
Monte Carlo retirement projection with 10,000 simulated paths. Models FERS pension, TSP withdrawals, Social Security, VA disability, and inflation across your projected retirement.
Compound Interest Calculator
See how your money grows over time. Enter an initial amount, monthly contribution, rate, and compounding frequency for a projected future value — with a low-to-high range and a year-by-year growth chart.
Life Expectancy & Longevity Planning
How long should your money last? Using the SSA life table, estimate your life expectancy and the plan-to age to budget for — including joint longevity for couples — to guide Social Security and withdrawal decisions.
Retirement Readiness Assessment
Answer 16 questions for a 0–100 readiness score across timing, pension, TSP, Social Security, health coverage, and taxes — with guides matched to your gaps and a downloadable report.
More tools coming
TSP projector, Roth conversion ladder simulator, IRMAA threshold checker, and FEHB-to-Medicare decision tool are in development.