Loans, hardship & death benefits.
The life events that touch your TSP account — loans, hardship withdrawals, death benefits, and dividing the account in a divorce — and how to handle each without a costly mistake.
Every guide in this cluster
TSP Loans in 2026: The Real Cost Behind the Decision
The double-taxation myth, the real opportunity cost, the separation trap that turns routine loans into five-figure tax bills, and the QPLO rule that saves you.
TSP Hardship Withdrawals in 2026: Rules, Cost, and the Myth
The five qualifying conditions, the real cost of a permanent withdrawal, and the contribution-suspension myth that ended in 2019 but still circulates everywhere.
What Happens to Your TSP When You Die: Beneficiaries & BPAs (2026)
Form TSP-3 overrides your will, the spousal BPA and its hidden trap, the non-spouse 90-day clock and 10-year rule — with a beneficiary-outcome tool.
G Fund vs C Fund: When Each One Actually Wins in Retirement
Why the G Fund’s apparent safety becomes a long-term liability, the sequence-of-returns research behind it, and the cash-bucket approach that protects against early-retirement drawdowns.
Dividing Your TSP in Divorce: The RBCO and the Traps
It’s an RBCO, not a QDRO. How the marital-share (coverture) fraction works, why the exact date matters, the $600 fee, the temporary-account tax trap, and the beneficiary-form trap. With a calculator.
Back to the full pillar
This is one cluster of the TSP pillar. Explore TSP basics, Roth & catch-up, withdrawals, and rollovers in the full pillar.
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