Monthly numbers.
Fresh figures, every month.
Updated automatically · 4 reports
This month’s numbers
2028 COLA tracker
Running estimate 3.8% for Social Security, CSRS and military; 2.8% for FERS. From October 2026 inflation.
TSP fund returns: October 2026
C −0.87% · S −0.40% · I −2.89% · F +2.47% · G +0.46%
Safe money rates this week
1-year Treasury 4.33%, average 12-month CD 1.76%, Fed 3.75–4.00%. I bonds 5.51%.
Mortgage rates this week
30-year fixed 7.11%, 15-year 6.45%. Freddie Mac average, week of November 12, 2026.
Each report is built from official data — TSP, the Bureau of Labor Statistics, the Federal Reserve, the Treasury, the FDIC and Freddie Mac — and updates itself when new numbers are released.
Go deeper
How the COLA works for FERS and CSRS, what the TSP funds hold, and how inflation erodes a pension over a long retirement.
COLAs explained →